List of papers requirement for Home Loan Sanction in India (SBI, ICICI, AXIS, IDBI, PNB, LIC, HDFC, HSBC Bank etc.) from a Salaried
There are three basic needs of every Human Being Food, clothing, and shelter. The Toughest of these three is Shelter. In the Presents Scenario its is not practically possible for a Salaried Personals to buy a Flat in Full down payment. Here Comes the role of Home Loan. Almost all the Indian Banks provide Home loans @10.25% to 11.00%. Also there are some tax exemptions in Interest amount paid in home loan.If you are a salaried employed & willing to apply for Home loan, you will have to provide self attested copies of following documents at the time of application & original copies at the time to final Sanctioning of loan.
You can read more articles on Bank Loan :-
Documents Required for Home loan Application for Salaried Personals :-
There are three basic needs of every Human Being Food, clothing, and shelter. The Toughest of these three is Shelter. In the Presents Scenario its is not practically possible for a Salaried Personals to buy a Flat in Full down payment. Here Comes the role of Home Loan. Almost all the Indian Banks provide Home loans @10.25% to 11.00%. Also there are some tax exemptions in Interest amount paid in home loan.If you are a salaried employed & willing to apply for Home loan, you will have to provide self attested copies of following documents at the time of application & original copies at the time to final Sanctioning of loan.
You can read more articles on Bank Loan :-
- Home Loan Documents Required From Builder
- Home Loan EMI Calculator Excel
- Car Loan EMI Calculator Excel
- Personal Loan EMI Calculator Excel
Documents Required for Home loan Application for Salaried Personals :-
- Address Proof (Voter Card, Passport, Telephone Bill, Electric Bill, Ration Card etc)
- PAN Card
- Latest colour photograph (One to Five Copies)
- Salary Slip (Last Three to Six months)
- Form No.-16 (For Last 2 - 3 years)
- Income Tax Return (For Last 2 - 3 years)
- Previous employment detail (if the present employment is less than three years)
- Salary Account Bank Statement ( last 6 - 12 months )
- Sanction Letter of other loan/(s) – if any
- Statement of Account of other loan(s) – if any
- Bank Statement of other loan Repayment account for last 6 months– if any
0 comments:
Post a Comment